HEALTH CARE PLANS - TIMING IS KEY
When I was employed my former company tried very hard to educate employees about consumer driven health care. Lots of time and money was spent on brochures, presentation and diagrams. Although, I am in Human Resources, I must admit it was difficult to get me focused on understanding the ins and outs of this program. The insurance seemed decent but I think I never got to the point acceptance that my company expected. They were trying to educate us on making more informed and economical decisions in regards to our health care choices. In return, the company could maintain health care costs for all participating.
Fast forward to COBRA (Continuation of Benefits) decisions that I must make and elect by a certain time. Wouldn't you know, I have just become the Albert Einstein of Health Care. I find myself reprimanding my husband on his health care choices and asking questions like... is that lobotomy medically necessary honey????
Today, I was speaking with a fellow laid off colleague and we are discussing health care options like we talked about entertainment and sports in the past (actually never talk sports - but you get the drift.) I felt like a senior citizen talking to my friend as we discussed various health conditions and situations. Oy... my back and my legs are killing me with this cold weather...
REALIZATION
It is funny how the things I blew off in the past are the necessary items during survival mode. No longer am I excited about "who said what to who," now I spend my time talking the pros and cons to health care plans and double coupon day. Realization #2 - I think the same people who write health care plans also develop the language for cell phone service contracts. Not sure what is harder to understand.
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I think you need a secret decoder of healthcare ring!
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